:root{--ink:#14243a;--muted:#607086;--navy:#0f213d;--blue:#2f5be7;--blue2:#eaf0ff;--line:#dfe6ef;--bg:#ffffff;--soft:#f7f9fc;--gold:#fff6df}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,Segoe UI,Roboto,Arial,sans-serif;color:var(--ink);line-height:1.7;background:var(--bg)}
a{color:#244fd1}
.wrap{max-width:1180px;margin:auto;padding:0 22px}
.top{background:var(--navy);color:#fff;position:sticky;top:0;z-index:20;box-shadow:0 2px 10px #06112022}
.nav{display:flex;align-items:center;justify-content:space-between;gap:18px;min-height:72px}
.brand{font-weight:850;font-size:1.18rem;color:#fff;text-decoration:none;white-space:nowrap}
.navlinks{display:flex;align-items:center;gap:16px}
.navlinks a{color:#dce7ff;text-decoration:none;font-size:.92rem}
.header-cta{background:#fff;color:var(--blue)!important;padding:10px 14px;border-radius:9px;font-weight:800}
.hero{padding:68px 0 46px;background:linear-gradient(180deg,#f4f7ff,#fff)}
.hero h1{font-size:clamp(2.2rem,5vw,4.1rem);line-height:1.05;max-width:930px;margin:0 0 20px}
.lead{font-size:1.14rem;color:var(--muted);max-width:800px}
.eyebrow{font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;font-weight:800;color:var(--blue)}
.grid{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:40px;padding:42px 0}
.content{max-width:800px}
.content h2{font-size:1.78rem;line-height:1.25;margin-top:42px}
.content h3{font-size:1.22rem;margin-top:28px}
.content p,.content li{color:#34465d}
.btn{display:inline-block;background:var(--blue);color:#fff!important;text-decoration:none;padding:13px 18px;border-radius:10px;font-weight:800;margin:8px 8px 8px 0}
.btn.alt{background:#fff;color:var(--blue)!important;border:1px solid var(--line)}
.card{border:1px solid var(--line);border-radius:14px;padding:20px;background:#fff;margin:18px 0}
.sidebar .sticky{position:sticky;top:92px}
.notice{background:var(--gold);border:1px solid #ecdcae;padding:14px 16px;border-radius:10px;font-size:.92rem}
.breadcrumbs{font-size:.84rem;color:var(--muted);padding-top:18px}
.related{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}
.related a{border:1px solid var(--line);padding:12px;border-radius:9px;text-decoration:none;background:#fff}
.cta-inline{background:var(--blue2);border:1px solid #cfd9ff;border-radius:14px;padding:22px;margin:30px 0}
.table{width:100%;border-collapse:collapse;margin:22px 0;font-size:.95rem}
.table th,.table td{border:1px solid var(--line);padding:10px;text-align:left;vertical-align:top}
.table th{background:var(--soft)}
footer{background:#0b182b;color:#c7d1df;padding:42px 0;margin-top:55px}
footer a{color:#dce7ff}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:30px}
small{color:#65758a}
@media(max-width:900px){
  .grid{grid-template-columns:1fr}.sidebar .sticky{position:static}.navlinks a:not(.header-cta){display:none}
  .related{grid-template-columns:1fr}.footer-grid{grid-template-columns:1fr}
}